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All agents are NOT alike! Find out why. Call us today 406-590-0919.

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"we chose you...based on the professional approach you displayed and the...presentation you made to me explaining your marketing plan."
Steve and Cindy Balsom,
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Testimonials
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Read What People Are Saying About Us 

We always ask our clients to write or email us, and tell us truthfully how they appreciated our service to them. Their feedback is so important! Here are a few highlights of what people are saying about us... 

"Jerry Merriman is the best!"
"Jerry was the consummate professional, guide, and friend to us during this time."

Bob and Amelia Ward
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"Right On Target"
"we chose you...based on the professional approach you displayed and the...presentation you made to me explaining your marketing plan."

Steve and Cindy Balsom,
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"We appreciate your integrity and honesty"
"We appreciate your integrity & honesty and the knowledge that you have."

Cory & Lois Phillips
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EASY!
"You really made this easy." Lisa Stokes

Thank you Lisa! Welcome to Great Falls.
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School Reports in Great Falls, Malmstrom Air Force Base and Cascade, Montana
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Montana Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
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Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Real Estate Trivia
Q 
Where was the actual location of the fictional Genovian Consulate in the 2001 Disney comedy, "The Princess Diaries"?

A 
The historic Doheny mansion, located on the campus of Mount St. Mary's College, near downtown Los Angeles.
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The Montana Real Estate Team, REALTOR®, real estate agent and broker for Great Falls, Malmstrom Air Force Base and Cascade, Montana home listings, property and land for sale - NUMBER1EXPERT(tm)

The Montana Real Estate Team
Coldwell Banker The Falls

608 2nd Street South
Great Falls, MT 59405
Direct Line: 406-590-0919
Office: 406-727-6000 ext. 204
Toll Free: 800-727-6909 ext. 204
Fax: 800-884-4240
Email: Jerry@MontanaRealEstateTeam.com

We work to be the real estate team of choice. We serve you in Great Falls, Montana and the surrounding areas.

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