Sitemap: Home Buying in Great Falls, Malmstrom Air Force Base and Cascade, Montana - Get Expert Advice From The Montana Real Estate Team

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Why Buyers Choose The Montana Real Estate Team - Why homebuyers looking for a real estate agent in the Great Falls, Malmstrom Air Force Base and Cascade area choose The Montana Real Estate Team.
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School Reports in Great Falls, Malmstrom Air Force Base and Cascade, Montana

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Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

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Q	What is the oldest U.S. capitol in which a state legislature still meets in its original chambers?
A	New Hampshire's State House
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The Montana Real Estate Team, REALTOR®, real estate agent and broker for Great Falls, Malmstrom Air Force Base and Cascade, Montana home listings, property and land for sale - NUMBER1EXPERT(tm)

The Montana Real Estate Team
Coldwell Banker The Falls
608 2nd Street South
Great Falls, MT 59405
Direct Line: 406-590-0919
Office: 406-727-6000 ext. 204
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